Just Been Served With a Debt Collection Lawsuit? We Can Help You Fight Back
Don't panic. You're not alone, and you CAN defend yourself without an expensive lawyer. Our AI-powered system creates professional legal documents that have helped thousands win their cases.
Don't ignore your lawsuit papers!
You only have 20-30 days to respond or you'll automatically lose your case. Act now before it's too late.
Only $4.99 per document
No hidden fees
5-minute process
Simple step-by-step guide
95% success rate
Based on user feedback
You're Not Alone In This Fight
Thousands of Americans are sued by debt collectors every day. Most people don't know they have powerful legal defenses.
"They were about to take 25% of my paycheck. I couldn't afford to feed my kids. These documents saved me."
"I was terrified they would empty my account. Now I can sleep at night knowing my money is safe."
"I was so scared of going to court. My case was dismissed after I filed these documents. I never had to go!"
How It Works: Simple 3-Step Process
Our AI-powered system makes defending yourself as easy as 1-2-3
Our AI system will analyze your specific case details, identify the debt collector's weaknesses, and determine your best defense strategies.
What you'll need:
- Summons and Complaint
- Any collection letters
Based on millions of analyzed cases, we'll show you the 3 most effective defenses for your specific situation, complete with predicted success rates.
Statute of Limitations Defense (87% success)
Lack of Standing Defense (72% success)
Insufficient Evidence Defense (65% success)
Receive court-ready documents with simple filing instructions. Just print, sign, and file - we'll tell you exactly where and how.
What you'll receive:
- Answer to Complaint
- Motion to Dismiss (if applicable)
- Discovery Requests
- Step-by-step filing instructions
Why Our System Works So Well
Our AI has analyzed millions of debt collection cases to find what actually works in court
Over 90% of debt collection lawsuits end in default judgment because people don't respond. Just by filing the right paperwork, you dramatically increase your chances of winning.
Judges and opposing attorneys take you seriously when you file professional-looking documents with proper legal language. Our system creates documents that look like they were prepared by an attorney.
Many debt collectors buy debts in bulk with minimal documentation. When challenged to produce evidence, they often can't prove you owe the debt or that they have the right to collect it.
Many debt collection lawsuits are filed after the statute of limitations has expired. Our system automatically checks if your debt is too old to legally collect.
Simple, Affordable Pricing
Why pay a lawyer thousands when you can defend yourself for just $4.99?
- AI analysis of your specific case
- 3 custom defense strategies with success rates
- Professional court-ready documents
- Step-by-step filing instructions
- Court deadline reminders
No subscription required • Cancel anytime • 100% satisfaction guarantee
Real People, Real Results
Join thousands who have successfully defended their cases and protected their finances
"I'm a single mom with two kids. When I got sued for $8,500, I was terrified they would garnish my wages. The documents from DebtDismissalDocs got my case thrown out completely!"
Maria R.
Medical Assistant, Arizona
"The debt collector couldn't prove they owned my debt or that I even owed it. The discovery requests from DebtDismissalDocs exposed their lack of evidence. Case dismissed!"
Robert T.
Truck Driver, Ohio
"After filing the Answer document, the debt collector called and offered to settle my $12,000 debt for just $1,200. I never would have known I could negotiate if not for DebtDismissalDocs!"
Jennifer K.
Retail Manager, Florida
Cases Defended
Debt Eliminated
Success Rate
Customer Rating
Frequently Asked Questions
Get answers to common questions about defending your debt case
You have the legal right to represent yourself in court and to challenge any lawsuit filed against you. Our documents use established legal defenses that are used by attorneys every day.
Even if you originally owed the debt, the debt collector must legally prove they have the right to collect it and that the amount is correct. Many can't do this when challenged. At minimum, our documents can help you negotiate a much lower settlement.
Typically, you have 20-30 days from when you were served papers to file a response (varies by state). If you don't respond, you'll automatically lose by "default judgment." Our system will tell you your exact deadline based on your state and when you were served.
Many cases are dismissed or settled before any court appearance. If you do need to attend a hearing, we provide simple scripts and guidance on what to say and how to present your case confidently.
While our documents are professional and effective, we are not attorneys and cannot provide legal advice. If your case is extremely complex or involves very large sums, you may want to consult an attorney. However, for most standard debt collection cases, our documents have proven highly effective.